By visiting the website www.bnpparibasmf.in the user/visitor has accepted the general terms and conditions ("GTC") as set out below and acknowledge them being the mutually agreed legal basis for your visit of and the use of this website. Please read them carefully. Whereas the term "website" includes all content and data provided and all sub- and micro-sites of this website. Further, as a user of this website, you acknowledge, that you are responsible for ensuring that the legislation applicable to you in your jurisdiction permits you to consult this website and you represent and warrant that you have the necessary means and skills to access this website and use it in the intended manner only. These GTC are subject to changes without prior notice. If any of these GTC are judged to be illegal or unenforceable, the continuation in full force and effect of the remainder of them will not be prejudiced.

Opinions on this website are the judgement of Baroda BNP Paribas Asset Management India at the time specified and may be subject to change without notice, they are not to be relied upon as authoritative or taken in substitution for the exercise of your judgment and are not intended to provide the sole basis of evaluation of any strategy or financial instrument referred to herein. Baroda BNP Paribas Asset Management India or Baroda BNP Paribas Trustee India or Baroda BNP Paribas Mutual Fund is not obliged to update or alter the information or opinions published on this website.

Certain sections and / or pages of this website contain separate and / or supplementary conditions, including separate disclaimers, which apply in addition to these GTC and any separate and / or supplementary conditions. In the event of discrepancy between these GTC and any separate and / or supplementary conditions, the separate and / or supplementary conditions relating to the sections or pages of this website will take precedence

Site Contents

This website is launched published and hosted by Baroda BNP Paribas Asset Management India. The information provided on this website is for information purposes only. It is not intended to solicit the subscription of or the sale of any financial instruments. In no event shall the content of this website be deemed as an investment advice with respect to any financial instruments or an offer to purchase or sell these. In addition, as the presentation of products in itself does not allow the making of a contract, it may neither be considered as a solicitation for purchase or sale of financial instruments or an offer of such to the public.

For Mutual Fund, investors or prospective investors shall solely rely on the information provided in Scheme Information Document, Key Information Memorandum and Statement of Additional Information prepared in terms of In terms of SEBI Circular No. SEBI/IMD/CIR No.5/ 126096/08 dated May 23, 2008 or any amendments thereto. The Scheme Information Document / Key Information Memorandum set forth concisely the information about the scheme that a prospective investor ought to know before investing. Before investing, investors should also ascertain about any further changes to the Scheme Information Document from the Mutual Fund / Investor Service Centres / website / Distributors or Brokers. This Statement of Additional Information (SAI) contains details of Baroda BNP Paribas Mutual Fund, its constitution, and certain tax, legal and general information. It is incorporated by reference (is legally a part of the Scheme Information Document). All the aforesaid documents and other material investor information is available on this website. A paper version can be requested from the Mutual Fund / Investor Service Centres / Distributors or Brokers. These documents will be provided free of charge upon simple request (by email, telephone, facsimile or in writing).

For Portfolio Management Services, investors or prospective investors shall refer and rely on the information provided in accordance with SEBI (Portfolio Manager) Regulations, 1993 as amended from time to time and in Disclosure Document provided in terms of SEBI (Portfolio Manager) Regulations, 1993 as amended from time to time.

While due care has been taken to ensure the accuracy of information on this website, Baroda BNP Paribas Asset Management India / BarodaBNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund, its Sponsors, its subsidiaries, affiliates, directors, officers and employees and/or the Registrar and Transfer Agent (“RTA”) or its subsidiaries, affiliates, directors, officers and employees, shall not in any way be responsible for any loss or damage arising in contract, tort or otherwise from:

• any inaccuracy or error or omission of any data.
• interruption or delay in the provision of this service.

and disclaim any liability for any decision made on the basis of any information contained on this website In addition to and without limiting the foregoing, Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund shall not be liable for any harm caused by the transmission, through the services or information, of a computer virus, or other computer code or programming device that might be used to access, modify, delete, damage, corrupt, deactivate, disable, disrupt, or otherwise impede in any manner the operation of the services or any of the user’s software, hardware, data or property.

You specifically agree that Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received through the website

User representations and warranties

You, as a user of the website, represent and warrant to Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India /Baroda BNP Paribas Mutual Fund that you will use this website in a manner consistent with any and all applicable laws and regulations.

You represent and warrant that you will not make any unauthorized usage of this website including but not limited to the following:

• transmitting or sending unsolicited commercial or marketing communications;
• deleting or revising any content;
• attempting to decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the website; and
• aggregating, copying or duplicating in any manner any of the content or information available from this website.

You represent and warrant that you shall not host, display, upload, modify, publish, transmit, update or share any information that:

• belongs to another person and to which you do not have any right to;
• is grossly harmful, harassing, blasphemous defamatory, obscene, pornographic, paedophilic, libellous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;
• harms minors in any way;
• infringes any patent, trademark, copyright or other proprietary rights;
• violates any law for the time being in force;
• deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;
• impersonates another person;
• contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource;
• threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognisable offence or prevents investigation of any offence or is insulting any other nation

Exclusion of Liability

Baroda BNP Paribas Asset Management India including its parent companies, subsidiaries, associated entities, directors, employees, representatives or suppliers, does not accept any responsibility arising in any way for errors in omissions from the information on this website and does not accept any liability for any loss or damage as a result of any person relying on any information on this website including any information provided by any third parties or by any inability to access this website at any time, except in the event of intentional or serious blame on its part

Sources

Baroda BNP Paribas Asset Management India Private Limited may gather and analyse information regarding usage of this website, including domain name, the number of hits, the pages visited, previous/subsequent sites visited and length of user session. This information may be gathered by using a cookie. A cookie is a small text file placed on your hard drive by our web page server. You can choose whether or not to use a cookie by altering the settings of your browser. A cookie will make the use of this website faster and easier.

Links

This website may also contain links to websites which are published by third parties and third party websites may also feature links to this website for the convenience of users in locating related information and services. Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund have not reviewed any third party websites which refer to this website or to which this website refers for accuracy, topicality and / or completeness. Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund decline any liability in this matter. Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund shall not be liable for any loss or damage caused by any delays, inaccuracy, errors or omissions in the content of any link, whether actual, alleged or consequential. The fact that a link has been created to a third party website or that permissions have been given to a third party website to contain a link to this website, in no way means that Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund approves or recommends any content or any products or services offered on a third party website. If you visit a third party website by following a link on this website this will be at your own risk and it is the responsibility of the user to take necessary precautions to ensure that whatever is selected for use is free of such items as viruses and other items of a destructive nature..

Intellectual Property Rights

The information and data featured on this website is protected by law. Copyright and other intellectual property rights on this website (including registered and unregistered trademarks, brands, texts, graphics, logos, icons, sound recordings, software, etc.) are owned and/or licensed by Baroda BNP Paribas Asset Management India and/or its affiliates or group companies. You may not in any form or by any means:

• adapt, copy, reproduce, store, transmit, distribute, modify, print, reuse, display, perform, publish any part of this website or create derivative works from any part of this website; or
• commercialize any information, products or services obtained from any part of this website;
• use any registered or unregistered trademarks from this website;

without the express prior written consent of Baroda BNP Paribas Asset Management India.

Unauthorized use of the materials appearing on the website may violate copyright, trademark and other applicable laws, and could result in criminal or civil penalties. You are granted a non-exclusive, non-transferable and limited right to access this website.

Privacy Regulations

All information or data sent to Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund via this website, by email or in any other way connected with the visit of this website will be handled in accordance with statutory and regulatory requirements. Our Policy For Managing Sensitive Personal Data & Information further explains how we treat your personal data and protect your privacy when you use our services. By visiting this website, information on the access (e.g. date, visited sites, duration, IP-address) can be registered. These data is anonymized and not classified as personal data. Such data will be used for statistical purposes only, it will not be passed on to third parties neither for commercial nor for non-commercial reasons. By accessing this website you hereby agree, that Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund and its associated entities may record and process any personal data that you submit and which relates to you for the following purposes: customer management, including new business prospects, management of the contractual relationship, the prevention of irregularities, generating statistics and tests, direct marketing for financial instruments and services, as well as other products and services that are promoted by Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund and/or by associated entities. You also agree that this data may be passed on to all entities associated with Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund for the same purposes or to other persons in order to comply with any statutory obligation, or in the event of legal interests. You also agree with such notification, should the receiving person or entity be located outside India, regardless of whether an adequate level of protection can be guaranteed for personal data in the country of receipt.

Privacy & Cookies

Baroda BNP Paribas Asset Management India uses cookies and similar technology to collect information about your use of our website and your preferences. Cookies are small text, image or software files that are placed and stored on your computer, your smartphone or all other devices used for accessing the internet when you visit our Website. The term "cookie" used in this policy should be understood broadly and can also refer to alternative technologies used to store information on your device (such as Flash cookies, fingerprinting, invisible pixels, HTML5 localStorage, etc.), depending on which device you are using.

Third Party Sites and Cookies:

Please note that this Privacy Statement does not cover personal websites of third parties linked to this website. We also use third party cookies on our Website and/or Application. These cookies can be used by third parties to:

- Provide us with services (such as Google Analytics services) allowing us to optimize our Website and/or Application; or

- Allow you to access content from third parties.

Google Analytics:

As a user navigates between web pages, Google Analytics provides us with information about the page a user has seen, for example the URL of the page. You can obtain more information on these cookies on:https://developers.google.com/analytics/legacy/universal-analytics

Facebook:

Our Website and/or Application incorporate Facebook technologies. When you visit the Website and/or use the Application, Facebook places cookies on your device and receives related information, including device information and information about your activity, without any further action from you. This occurs whether or not you have a Facebook account or are logged in.

You can obtain more information on those cookies on Facebook website by following this link :https://en-gb.facebook.com/policies/cookies/

By accessing or using this website, you consent to Baroda BNP Paribas Asset Management India processing personal data and using cookies. You acknowledge and agree that if you choose to reject our cookies, some or all parts of the website may not function properly or may not be accessible. The Use of this Website may be monitored, tracked and recorded. Any unauthorized, unlawful access may be subject to a legal recourse by Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund.

Electronic Mail Function

The option to use email to contact Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Mutual Fund is just one of the convenient features offered by Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Mutual Fund. You will be aware of the limitations regarding the reliability of sending and receiving emails, as well as the accuracy and security of email traffic, so you will understand that Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund cannot be held liable for any loss or damage arising as a consequence of queries which are not received, confirmed or processed, or as a result of the fact that your email may be intercepted by third parties. As a result you are expressly advised not to send any sensitive information via email, because it may not be secure. However, if you do so, it will be at your own risk.

Indemnity

You agree to indemnify and hold Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund, its Sponsors, its subsidiaries, affiliates, directors, officers and employees, harmless from any claim, demand or damage, including reasonable attorney’s fees, asserted by any third party due to or arising out of your use of or conduct on the Site.

Amendments

Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund We may modify in whole or in part, any of the services or contents on this website or these GTC or any additional terms at any time, for example, reflect changes to the law or changes to our services. Any addition, suspension, revision, amendment, cancellation or suspension shall be effective and binding on users. You should look at the terms regularly and keep yourself updated for the changes by reading the same from time to time.

Applicable legislation and jurisdiction in law

Your access to, visit to and / or use of this website and these GTC are governed by and will be interpreted in accordance with Indian legislation. The courts in Mumbai, India shall have sole and exclusive jurisdiction regarding any dispute in this regard, notwithstanding the fact that Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund may choose another court that has jurisdiction regarding a similar dispute in accordance with an applicable item of legislation.

Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund reserves the right in its sole discretion to investigate and take legal action against anyone who engages in any illegal or prohibited conduct or otherwise violates these GTC.If you do not comply with these GTC, and we don’t take action right away, this doesn’t mean that we are giving up any rights that we may have (such as taking action in the future).

If it turns out that a particular term is not enforceable, this will not affect any other terms. These terms control the relationship between usage of our website and you. They do not create any third party beneficiary rights.Your continued use of this website will be deemed acceptance of these terms and you will be unequivocally bound by all these GTC, including amendments, if any.

Baroda BNP Paribas Asset Management India / Baroda BNP Paribas Trustee India / Baroda BNP Paribas Mutual Fund has appointed Investor Relations Officer of Baroda BNP Paribas Asset Management India, as the Grievance Officer to redress complaints arising from the usage of this website or usage of any computer resource provided by us. The contact details of Investor Relations Officer are available on our website at following link: www.bnpparibasmf.in/contact-us.

In case you have any complaints arising from the usage of this Website or any of the terms and conditions mentioned above including unauthorized usage by anyone as detailed above or the usage of any computer resource provided by us, you are requested to contact the Grievance Officer at the details provided herein.

References

• References to 'you, 'your' and yours' are references to the person(s) accessing this website.
• References to 'we', 'us' and 'our' are references to mean individually and collectively, Baroda BNP Paribas Asset Management India, Baroda BNP Paribas Mutual Fund, Baroda BNP Paribas Trustee India, its directors, officers and employees.

Statutory Details

Sponsor:Baroda BNP Paribas Asset Management Asia Ltd. Trustee: Baroda BNP Paribas Trustee India. Investment Manager / AMC: Baroda BNP Paribas Asset Management India (Reg. Office of Trustee & AMC is at Crescenzo, 7th Floor G-Block,Bandra Kurla Complex,Mumbai - 400051, Maharashtra, India). Baroda BNP Paribas Mutual Fund has been constituted as a Trust in accordance with the provisions of the Indian Trusts Act, 1882 (2 of 1882) by the Sponsor and the Trustee as per the terms of the superseding Trust Deed. The Sponsor is not responsible or liable for any loss resulting from the operation of the schemes beyond the initial contribution of Rs. 1 lakh made by it towards setting up the Fund.

These GTC were last updated on January 30, 2019.