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AUM
₹ 237.50 Crores
Benchmark
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them
Nifty Financial Service TRI
Inception Date
22-06-2012
Expense Ratio (Base)
2.25%
As on 17-04-2025
1 year |
3 years |
5 years |
Since inception |
|
|---|---|---|---|---|
| Regular Plan (% CAGR*) | 7.96% | 13.58% | 10.72% | 11.76% |
| Direct Plan (% CAGR*) | 9.45% | 14.90% | 11.86% | 11.56% |
| Nifty Financial Services TRI (% CAGR*) | 13.98% | 11.82% | 11.96% | 15.64% |
| Additional Benchmark Nifty 50 TRI (% CAGR*) | 1.89% | 10.92% | 15.94% | 13.54% |
| Value of ₹10,000 Invested In | 1 year |
3 years |
5 years |
Since inception |
|---|---|---|---|---|
| Regular Plan | 10796.06 | 14656.34 | 16648.99 | 41023.10 |
| Direct Plan | 10945.23 | 15174.23 | 17522.62 | 37834.91 |
| Nifty Financial Services TRI | 11398.45 | 13986.85 | 17603.93 | 63257.98 |
| Additional Benchmark Nifty 50 TRI | 10189.46 | 13651.86 | 20966.19 | 50127.49 |
Past performance may or may not be sustained in future and is not a guarantee of any future returns. Returns do not take into account the load, if any. Returns are for growth option. Different plans shall have a different expense structure. The performance details provided above are for regular/distributor plan.
Please refer below for fund manager details and performance of other funds managed by the Fund Manager(s)
*Compound annual growth rate
**Benchmark & ***Additional Benchmark
Data As on 31st March 2025 or specified otherwise.
1 YRS CAGR |
3 YRS CAGR |
5 YRS CAGR |
Since Inception |
|
|---|---|---|---|---|
| Scheme Return (% CAGR*) (Regular) | 10.80% | 17.33% | 16.96% | 12.73% |
| Nifty Financial Services TRI (% CAGR*) | 17.62% | 16.49% | 16.56% | 15.39% |
| Scheme Return (% CAGR*) (Direct) | 12.34% | 18.84% | 18.31% | 13.83% |
| Value of ₹10,000 Invested In | 1 YRS |
3 YRS |
5 YRS |
Since Inception |
|---|---|---|---|---|
| Amount Invested (Regular) | 120,000.00 | 360,000.00 | 600,000.00 | 1,540,000.00 |
| Market Value At Month End (Regular) | 126,741.00 | 464,135.00 | 914,814.00 | 3,674,374.00 |
| Amount Invested (Direct) | 120,000.00 | 360,000.00 | 600,000.00 | 1,470,000.00 |
| Market Value At Month End (Direct) | 127,687.00 | 474,105.00 | 945,576.00 | 3,618,230.00 |
Past performance may or may not be sustained in future and is not a guarantee of any future returns. Returns do not take into account the load, if any. Returns are for growth option. Different plans shall have a different expense structure. The performance details provided above are for regular/distributor plan.
Please refer below for fund manager details and performance of other funds managed by the Fund Manager(s)
*Compound annual growth rate
Data As on 2025-03-28 specified otherwise.
Scheme Name
Returns
Investment Value
Total Amount
Withdrawn
Corpus Balance
SWP Period
Fund BARODA BNP PARIBAS ELSS Tax Saver Fund - Regular - Growth Option
Frequency Monthly
SIP Start Date 05-01-2006
SIP End Date 01-01-2025
Invested Amount ₹22,80,000.00
Current Value ₹1,03,86,141.98
Scheme Returns 14.17%
Benchmark Returns 14.12%
TER (Total Expense Ratio) 2.2%
The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.
Entry Load : Not Applicable
Exit Load: 1% if redeemed on or before 30 Days from the date of allotment of units.
· NIL if redeemed after 30 Days from the date of allotment of units.
For detailed load structure please refer Scheme Information Document of the scheme.
No exit load will be charged for Income Distribution cum capital withdrawal option reinvestment units
. Transaction charges, if applicable, shall be deducted. The above mentioned load structure is also applicable to SIP investments.
Lumpsum Details:
Minimum Application Amount: ₹5,000 and in multiples of ₹1 thereafter.
Minimum Additional Application Amount: ₹1,000 and in multiple of ₹1 thereafter
(i) Daily, Weekly, Monthly SIP: ₹ 500/- and in multiples of ₹ 1/- thereafter;
(ii) Quarterly SIP: ₹ 1500/- and in multiples of ₹ 1/- thereafter. There is no upper limit
₹ 1000/Installment - 6 Installments - Frequency - Daily/Weekly/Fortnightly/Monthly/
₹ 1500/Installment - 4 Installments - Frequency - Quarterly
Withdrawal must be for a minimum amount of ₹ 1,000/- or in multiples of Re.1/- thereafter, in Weekly / Monthly SWP and ₹ 1,500/- and in multiples of Re.1/- thereafter, in Quarterly SWP.
An open ended equity scheme investing in the Banking and Financial Services sector.
This product is suitable for investors who are seeking*:
- Capital appreciation over long term.
- Investment predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.
^^Riskometer For Scheme: basis it's portfolio, For Benchmark (Nifty Financial Service TRI): basis it's constituents; as on March 31, 2025
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Information Ratio (IR) is a risk adjusted return metric which helps investors understand whether the Scheme has generated excess return over the benchmark index consistently. It is often used as a measure of a portfolio manager's level of skill and ability to generate excess returns, relative to a benchmark and attempts to identify the consistency of the performance by incorporating standard deviation into the calculation.
When a portfolio's IR is high, it indicates that it is performing well, meaning that it consistently produces risk adjusted returns. In contrast, a low IR may indicate a volatile portfolio, which means the portfolio generates less predictable returns.
As per the methodology of calculation mentioned in the circular by SEBI regarding disclosure of IR, daily portfolio return shall be calculated using arithmetic function, and the standard deviation will be calculated based on these daily return values. IR would be calculated for 1-year, 3-year, 5-year, and 10-year horizon using this methodology.
Ideally one would prefer a portfolio which earns stable returns, over one which generates less consistent returns. Information ratio becomes useful here. Consider that you need to invest in 1 of 3 portfolios – a steady growth fund A, a volatile investment B, and a fund underperforming the benchmark C. We’ll assume that the benchmark index has given an average return of 14%. Here’s how Information Ratio can help make an investment decision -
| Portfolio | A | B | C |
|---|---|---|---|
| Portfolio’s Return (1) | 17% | 20% | 12% |
| Benchmark Return (2) | 14% | 14% | 14% |
| Tracking Error (3) | 4% | 10% | 3% |
|
IR [(1)-(2)] / (3) |
0.75 | 0.60 | -0.67 |
Hence even though portfolio B has delivered better absolute returns compared to portfolio A, for a risk averse investor, portfolio A would be preferable. The example also illustrates that the IR may be negative, in the scenario that the Scheme has underperformed its benchmark.
Sandeep Jain
Senior Analyst & Fund Manager
Managing this fund since March 2022
Performance of Other Funds Managed by Sandeep Jain
Arjun Bagga
CFA, Fund Manager & Research Analyst
Managing this fund since October 2024
Performance of Other Funds Managed by Arjun BaggaDedicated Fund Manager for Overseas Investments: Mr. Jay Sheth (managing fund since October 18, 2024).
An open ended equity scheme investing in the Banking and Financial Services sector.
Equity
₹ 46.2756
NAV as on 17-04-2025
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them
11.76 %
Returns lumpsum
12.73%
Returns SIP
| Schemes (Benchmark Index) | 1 Year CAGR | 3 Year CAGR | 5 Year CAGR | |||
|---|---|---|---|---|---|---|
| Scheme Returns | Benchmark Returns | Scheme Returns | Benchmark Returns | Scheme Returns | Benchmark Returns | |
| Baroda BNP Paribas Banking and Financial Services Fund (Nifty Financial Service TRI) | 17.70% | 20.67% | 18.80% | 15.66% | 21.97% | 21.65% |
| Baroda BNP Paribas Multi Cap Fund (Nifty 500 Multicap 50:25:25 TRI) | 9.56% | 6.88% | 16.47% | 16.41% | 28.49% | 30.00% |
Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement.
Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns do not take into account the load, if any. Returns are for growth option. Different plans shall have a different expense structure. The performance details provided above are for regular/distributor plan.
For Fund Manager(s) & Managing Since Details click here
*Where returns are not available for that particular period, they have not been shown.
| Schemes (Benchmark Index) | 1 Year CAGR | 3 Year CAGR | 5 Year CAGR | |||
|---|---|---|---|---|---|---|
| Scheme Returns | Benchmark Returns | Scheme Returns | Benchmark Returns | Scheme Returns | Benchmark Returns | |
| Baroda BNP Paribas Banking and Financial Services Fund (Nifty Financial Service TRI) | 17.70% | 20.67% | 18.80% | 15.66% | 21.97% | 21.65% |
Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement.
Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns do not take into account the load, if any. Returns are for growth option. Different plans shall have a different expense structure. The performance details provided above are for regular/distributor plan.
For Fund Manager(s) & Managing Since Details click here
*Where returns are not available for that particular period, they have not been shown.
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