[An open-ended retirement solution-oriented
scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)]
[An open-ended retirement solution-oriented
scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)]
The primary investment objective of the Scheme is to generate income and capital appreciation by investing in a diversifi ed portfolio of equity and equity related instruments and fixed income instruments with a view to provide a retirement solution to investors. However, there can be no assurance that the investment objective of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.
NAV Details (As on February 28, 2025)| Regular IDCW | : ₹ 9.8195 |
| Regular Growth | : ₹ 9.8195 |
| Direct IDCW | : ₹ 9.9715 |
| Direct Growth | : ₹ 9.9715 |
Benchmark Index (Tier 1)CRISIL Hybrid 35+65 Aggressive Index
Date of AllotmentMay 28, 2024
Fund Manager | Category | Fund Manager | Managing fund since | Experience |
| Equity | Mr. Pratish Krishnan | 28-May-24 | 23 years |
| Equity | Mr. Ankeet Pandya | 01-Jan-25 | 11 years |
| Fixed Income | Mr. Gurvinder Singh Wasan | 21-Oct-24 | 21 years |
Load Structure
Exit Load: • No Exit Load shall be imposed for switching
between Investment Plan(s) and Plans/Options within the
Investment Plan(s), subject to completion of lock-in period
For detailed load structure please refer Scheme
Information Document.
Minimum Amount: Lumpsum investment:
₹ 1,000 and in multiples of ₹ 1
thereafter.
Minimum Additional Application Amount:₹ 1,000 and in
multiples of ₹ 1 thereafter.
| Monthly AAUM## As on February 28, 2025 | : ₹ 345.76 Crores |
| AUM## As on February 28, 2025 | : ₹ 330.09 Crores |
## including inter-scheme Investments, if any, by other schemes of Baroda BNP Paribas Mutual Fund, as may be applicable
| EQUITY HOLDINGS | % of Net Assets | |
| Banks | 13.12% | |
| ✔HDFC Bank Limited | 5.25% | |
| ✔ICICI Bank Limited | 3.54% | |
| Bank of Baroda | 1.16% | |
| AU Small Finance Bank Limited | 1.13% | |
| Kotak Mahindra Bank Limited | 1.10% | |
| State Bank of India | 0.94% | |
| IT - Software | 6.59% | |
| ✔Infosys Limited | 3.72% | |
| Persistent Systems Limited | 1.00% | |
| Mastek Limited | 0.94% | |
| LTIMindtree Limited | 0.93% | |
| Finance | 4.15% | |
| Cholamandalam Investment and Finance Company Ltd | 1.27% | |
| PNB Housing Finance Limited | 1.16% | |
| Power Finance Corporation Limited | 0.94% | |
| Bajaj Finance Limited | 0.78% | |
| Automobiles | 4.02% | |
| ✔Maruti Suzuki India Limited | 1.81% | |
| Mahindra & Mahindra Limited | 1.33% | |
| TVS Motor Company Limited | 0.88% | |
| Electrical Equipment | 3.52% | |
| GE Vernova T&D India Limited | 1.56% | |
| Bharat Heavy Electricals Limited | 1.00% | |
| Hitachi Energy India Limited | 0.96% | |
| Chemicals & Petrochemicals | 3.26% | |
| Navin Fluorine International Limited | 1.33% | |
| Linde India Limited | 1.01% | |
| Vinati Organics Limited | 0.92% | |
| Pharmaceuticals & Biotechnology | 3.13% | |
| ✔Divi's Laboratories Limited | 2.19% | |
| Cipla Limited | 0.94% | |
| Petroleum Products | 2.87% | |
| ✔Reliance Industries Limited | 2.87% | |
| Retailing | 2.73% | |
| Zomato Limited | 1.18% | |
| Trent Limited | 0.79% | |
| Info Edge (India) Limited | 0.76% | |
| Capital Markets | 2.69% | |
| 360 One WAM Limited | 1.76% | |
| BSE Limited | 0.93% | |
| Cement & Cement Products | 2.31% | |
| UltraTech Cement Limited | 1.41% | |
| Ambuja Cements Limited | 0.90% | |
| Consumer Durables | 2.26% | |
| Dixon Technologies (India) Limited | 1.27% | |
| Havells India Limited | 0.99% | |
| Telecom - Services | 2.19% | |
| ✔Bharti Airtel Limited | 2.19% | |
| Power | 1.99% | |
| NTPC Limited | 1.23% | |
| Power Grid Corporation of India Limited | 0.76% | |
| Agricultural Food & other Products | 1.54% | |
| Adani Wilmar Limited | 1.54% | |
| Diversified FMCG | 1.50% | |
| ITC Limited | 1.50% | |
| Personal Products | 1.49% | |
| Dabur India Limited | 1.49% | |
| Food Products | 1.16% | |
| Mrs. Bectors Food Specialities Limited | 1.16% | |
| Beverages | 1.16% | |
| Varun Beverages Limited | 1.16% | |
| IT - Services | 1.07% | |
| Sagility India Limited | 1.07% | |
| Construction | 1.04% | |
| Larsen & Toubro Limited | 1.04% | |
| Healthcare Services | 1.01% | |
| Max Healthcare Institute Limited | 1.01% | |
| Insurance | 0.97% | |
| Max Financial Services Limited | 0.97% | |
| Non - Ferrous Metals | 0.92% | |
| Hindalco Industries Limited | 0.92% | |
| Industrial Manufacturing | 0.88% | |
| Jyoti CNC Automation Ltd | 0.88% | |
| Financial Technology (Fintech) | 0.85% | |
| PB Fintech Limited | 0.85% | |
| Industrial Products | 0.84% | |
| KEI Industries Limited | 0.84% | |
| LESS THAN 0.75% EXPOSURE | 4.55% | |
| TOTAL EQUITY HOLDING | 73.81% | |
| FIXED INCOME HOLDINGS | Rating | % of Net Assets |
| GOVERNMENT BOND | 17.07% | |
| ✔7.34% GOI (MD 22/04/2064) | Sovereign | 14.03% |
| ✔6.79% GOI (MD 07/10/2034) | Sovereign | 3.04% |
| CORPORATE BOND | 4.38% | |
| ✔Jamnagar Utilities & Power Private Limited | CRISIL AAA | 3.06% |
| Piramal Capital & Housing Finance Limited | ICRA AA | 1.32% |
| Total Fixed Income Holdings | 21.45% | |
| TREPS, Cash & Other Net Current Assets | 4.74% | |
| GRAND TOTAL | 100.00% |
Investment in Top 10 scrips constitutes 41.70% of the portfolio
The scheme currently does not have Distribution History.
| TER - Regular Plan (%) | 2.27% |
| TER - Direct Plan (%) | 0.30% |
| Portfolio Turnover Ratio | 0.76 |
| Average Maturity (years) | 23.30 |
| Modified Duration (years) | 8.25 |
| YTM (%) | 7.14% |
| Macaulay Duration† (years) | 8.56 |
†Concept of Macaulay duration: The Macaulay Duration is a measure of a bond’s sensitivity to interest rate changes. It is expressed in annual terms. It is the weighted average term to maturity of the cash flows from a bond. The weight of each cash flow is determined by dividing the present value of the cash flow by the price. Factors like a bond’s price, maturity, coupon, yield to maturity among others impact the calculation of Macaulay duration. The Macaulay duration can be viewed as the economic balance point of a group of cash flows. Another way to interpret the statistic is that it is the weighted average number of years an investor must maintain a position in the bond until the present value of the bond’s cash flows equals the amount paid for the bond. As it provides a way to estimate the effect of certain market changes on a bond’s price, the investor can choose an investment that will better meet his future cash needs.
➤ Capital appreciation and Income generation over long term.
➤ Investment in diversified portfolio of equity & equity related securities and fixed Income securities.
*Investors should consult their nancial advisers if in doubt about whether the product is suitable for them.
^^Riskometer For Scheme: basis it’s portfolio, ^Riskometer For Benchmark (CRISIL Hybrid 35+65 Aggressive Index): basis it’s constituents; As on February 28, 2025
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
For complete portfolio, kindly refer the website https://www.barodabnpparibasmf.in/