(An Open ended Hybrid Scheme investing
predominantly in debt instruments)
(An Open ended Hybrid Scheme investing
predominantly in debt instruments)
The primary objective of the Scheme is to generate regular returns through investments primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.
NAV Details (As On February 28, 2023)| Regular Plan - Growth Option | : ₹ 35.5530 |
| Regular Plan - Monthly IDCW Option | : ₹ 10.4679 |
| Regular Plan - Quarterly IDCW Option | : ₹ 10.8019 |
| Direct Plan - Growth Option | : ₹ 41.7965 |
| Direct Plan - Monthly IDCW Option | : ₹ 12.2496 |
| Direct Plan - Quarterly IDCW Option | : ₹ 12.0709 |
Benchmark Index (Tier 1)CRISIL Hybrid 85+15 – Conservative Index
Date of AllotmentSeptember 23, 2004
Fund Manager μ| Category | Fund Manager | Managing fund since | Experience |
| Equity | Pratish Krishnan | 14-Mar-22 | 22 years |
| Fixed Income | Prashant Pimple | 21-Oct-22 | 16 years |
Load StructureEntry Load
Exit Load: 1.00%, if redeemed or switched-out upto 6 months from the date of allotment of units; Nil, if redeemed or switched-out after 6 months from the date of allotment of units.
For detailed load structure please refer Scheme Information Document of the scheme.
μ Dedicated Fund Manager for Overseas Investments: Mr. Shreekiran Rao (managing fund since December 01, 2022)
Minimum Application Amount:
₹ 5,000 and in multiples of ₹ 1 thereafter.
Minimum Additional Application Amount:₹ 1,000 and in multiples of ₹ 1 thereafter
Minimum Application Amount:
(i) Daily, Weekly, Monthly SIP: ₹ 500/- and in multiples of
₹ 1/- thereafter;
(ii) Quarterly SIP: ₹ 1500/- and in multiples of ₹ 1/- thereafter.
There is no upper limit
Frequency Available:Daily, Weekly, Monthly and Quarterly
| Monthly AAUM## As On February 28, 2023 | : ₹ 506.24 Crores |
| AUM## As On February 28, 2023 | : ₹ 501.67 Crores |
## excluding inter-scheme Investments, if any, by other schemes of BNP Paribas Mutual Fund, as may be applicable
| EQUITY HOLDINGS | % of Net Assets | |
| BANKS | 5.45% | |
| HDFC Bank Ltd. | 2.37% | |
| ICICI Bank Ltd. | 1.70% | |
| State Bank of India | 1.38% | |
| IT - SOFTWARE | 1.08% | |
| Infosys Ltd. | 1.08% | |
| PETROLEUM PRODUCTS | 1.39% | |
| Reliance Industries Ltd. | 1.39% | |
| DIVERSIFIED FMCG | 0.75% | |
| ITC Ltd. | 0.75% | |
| CEMENT & CEMENT PRODUCTS | 0.83% | |
| Ultratech Cement Ltd. | 0.83% | |
| CONSTRUCTION | 0.78% | |
| Larsen & Toubro Ltd. | 0.78% | |
| EQUITY LESS THAN 0.75% OF CORPUS | 13.55% | |
| Total Equity Holdings | 23.81% | |
| Fixed Income Holdings | Rating | % of Net Assets |
| Corporate Debt | 56.28% | |
| ✔ Torrent Power Ltd. | CRISIL AA+ | 5.82% |
| ✔ Shriram City Union Finance Ltd. | CRISIL AA+ | 5.10% |
| ✔ Embassy Office Parks Reit | CRISIL AAA | 4.85% |
| ✔ Jamnagar Utilities & Power Private Ltd. | CRISIL AAA | 4.73% |
| ✔ REC Ltd. | CRISIL AAA | 4.24% |
| ✔ Shriram Housing Finance Ltd. | CRISIL AA+ | 3.97% |
| ✔ Bajaj Housing Finance Ltd. | CRISIL AAA | 3.36% |
| ✔ JSW Steel Ltd. | [ICRA]AA | 3.35% |
| ✔ Housing and Urban Development Corporation Ltd. | [ICRA]AAA | 2.98% |
| ✔ Cholamandalam Investment & Finance Co. Ltd. | [ICRA]AA+ | 2.98% |
| Shriram Finance Ltd. | CRISIL AA+ | 2.75% |
| Muthoot Finance Ltd. | CRISIL AA+ | 1.93% |
| Bharti Telecom Ltd. | CRISIL AA+ | 1.80% |
| Tata Power Company Ltd. | IND AA | 1.60% |
| Hero FinCorp Ltd. | CRISIL AA+ | 1.59% |
| Piramal Capital & Housing Finance Ltd. | [ICRA]AA | 1.59% |
| JM Financial Products Ltd. | [ICRA]AA | 1.56% |
| Can Fin Homes Ltd. | [ICRA]AA+ | 1.55% |
| Power Finance Corporation Ltd. | CRISIL AAA | 0.51% |
| Government Securities | 11.03% | |
| GOI FRB 7.42 22.09.2033 GOV | SOVEREIGN | 1.99% |
| Bihar 7.1% 14.12.2026 SDL | SOVEREIGN | 1.96% |
| Gujarat 7.05% 14.12.2026 SDL | SOVEREIGN | 1.96% |
| GOI 7.38% 20.06.2027 GOV | SOVEREIGN | 1.39% |
| GOI 5.22% 15.06.2025 GOV | SOVEREIGN | 1.31% |
| GOI 7.17% 08.01.2028 GOV | SOVEREIGN | 1.24% |
| GOI 6.45% 07.10.2029 GOV | SOVEREIGN | 0.52% |
| Karnataka 7.08% 14.12.2026 SDL | SOVEREIGN | 0.39% |
| Rajasthan 7.61% 29.03.2027 SDL | SOVEREIGN | 0.20% |
| Madhya Pradesh 9.29% 09.10.2023 SDL | SOVEREIGN | 0.06% |
| Money Market Instruments | 6.60% | |
| TREPS/Reverse Repo | 6.60% | |
| Total Fixed Income Holdings | 73.91% | |
| Net Receivables / (Payables) | 2.28% | |
| GRAND TOTAL | 100.00% |
Investment in Top 10 scrips constitutes 41.38% of the portfolio
Pursuant to distribution under Income Distribution cum Capital Withdrawal (‘IDCW’) option, NAV of the IDCW option of the scheme(s) would fall to the extent of payout and statutory levy (if applicable). The
amounts under IDCW options can be distributed out of investors capital (Equalization Reserve), which is part of sale price that represents realized gains. Past performance may or may not be sustained in future.
The above stated distribution rate per unit is net distribution rate after deducting applicable taxes. The above distribution rates are on face value of ₹ 10 per unit.
| TER - Regular Plan (%) | 2.14 |
| TER - Direct Plan (%) | 0.78 |
| Average Maturity (years) | 2.34 |
| Modified Duration (years) | 1.67 |
| YTM (%) | 8.11 |
| Macaulay Duration† (years) | 1.79 |
*The information contained in this report has been obtained from sources considered to be authentic and reliable. This quantitative data does not purport to be an offer for purchase and sale of mutual fund units.
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Mutual Fund investments are subject to market risks, read all scheme related documents carefully.